How Payday Loan EaZy Works

How Payday Loan EaZy Works - PaydayLoanEaZy

Applying for a payday loan is simple when you use paydayloaneazy! You can quickly and easily apply for a loan of $100 up to $1000 from the privacy of your home. All you have to do is provide us with basic information, which we will use to match you with lenders that offer loans to meet your unique needs. After being approved by a lender, you will be provided with the terms of the loan, and if you accept them it won’t be long before your money is deposited into your bank account!

Our payday lenders do have a few requirements to issue a loan. They include:

    Being at least 18 years old
    Employed at the same job for the last 30 days
    A valid checking account
    Earning at least $800 each month

You will also have to provide your home and work phone numbers, along with an email address.

How to Apply

After submitting your information to paydayloaneazy, we will instantly search our large network of payday lenders to find the best match. If approved, you will then have the opportunity to review the terms of the loan. In some cases, lenders may ask for additional information from you.

Fast Cash

Following the approval of your loan you can sit back and wait for your cash. Your loan will be processed quickly, and your money will be deposited directly into your bank account. is Secure

Our site uses state of the art 256 bit SSL encryption protocol while handling your data. You can feel comfortable providing your personal information when applying for a loan with one of our lenders- we guarantee that our site is fully secure 24 hours a day.

Automatic Payments

For your convenience, your loan payments will be automatically taken out of your bank account. You will never have to worry about sending a check, or logging into a website to make a payment.

Implications of Late Payments

Every lender on our network determines their own policies in regards to late payments. Please review the loan terms to become familiar with the late payment policy before committing to a loan.

Renewal Policy

Obtaining a loan extension, also known as a rollover, is dependent upon the lender and the laws of your state. If extensions are permitted by law, lender may charge a substantially higher amount when repaying the loan.

Defaulting on a Loan

If you fail to make payments on your payday loan you can expect repercussions from your lender. We strive to work with lenders that use legal and fair practices when collecting on unpaid loans. Failure to payoff your loan according to the original terms will typically result in additional fees, and possibly legal actions.

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APR Disclosure. Some states have laws limiting the APR that a lender can charge you. APRs range from 200% and 1386%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000. Not all lenders can provide up to $1,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participatign lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit.

Professional Advice. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.